How Can Foreign Tourists Obtain Travel Insurance for Mongolia?
Foreign tourists can obtain travel insurance through two primary methods:
1. Purchasing Travel Insurance in Their Home Country
Most tourists prefer to obtain international travel insurance before departing from their home country. In many countries, travel insurance is a mandatory requirement, and insurance providers offer coverage such as:
Health Insurance – Covers unexpected illnesses, accidents, and medical expenses.
Emergency Assistance and Medical Evacuation.
Trip Cancellation or Delays.
Lost or Damaged Luggage Compensation.
Examples:
US tourists – AIG, Allianz, World Nomads.
European tourists – AXA, ERV.
Advantages:
Comprehensive coverage that meets international standards.
Policy documents are available in the traveler’s native language.
Easy to purchase online before travel.
Disadvantages:
Might not cover Mongolia-specific conditions.
Local service accessibility could be challenging.
2. Purchasing Travel Insurance in Mongolia
Upon arrival in Mongolia, tourists can purchase travel insurance from local insurance companies that offer specific policies for foreign travelers. Some of the well-known providers include:
“Tenger Insurance” – Offers comprehensive health and baggage insurance for foreign travelers.
“Practical Insurance” – Provides accident and health coverage.
“Mongol Insurance” – Specializes in coverage for adventure and wilderness tours.
Required Documents for Insurance Application:
Passport or foreign identification.
Travel itinerary and duration details.
Health status declaration.
Advantages:
Tailored for local travel conditions.
Affordable pricing.
Easier access to local service providers.
Disadvantages:
May have limited coverage for international travel.
Policy terms might not always be available in English.
Recommendations:
For short trips, obtaining an international travel insurance policy in the traveler’s home country is more convenient.
For longer stays or travel to remote areas, purchasing local Mongolian travel insurance can be more practical.
Advice for Travelers: A combination of both options can be considered for comprehensive protection and peace of mind during their trip to Mongolia.